• Commercial Loan Officer

    Posted: 07/31/2022

    Bradford National Bank is seeking a resourceful commercial loan officer to process loan applications. In this role, your duties will include advising clients on different loan options and assessing financial information.
    To ensure success as a commercial loan officer, you should possess solid knowledge of regulations governing loan applications and experience in a similar role. A successful commercial loan officer will be someone who can combine sound judgment with professional expertise in processing commercial loan applications.
    Commercial Loan Officer Responsibilities:
    • Advising clients on suitable loan and credit options.
    • Obtaining and assessing financial information, including financial statements and credit histories.
    • Responsible for helping the organization create brand awareness, recognition, and financial growth through community involvement and business development.
    • Performing due diligence on the lending process from application to closing documentation.
    • Liaising between borrowers and underwriting departments.
    • Negotiating payment arrangements and preparing delinquent loan reports.
    • Keeping abreast of amendments to loan policies, lending procedures, and regulations.
    Commercial Loan Officer Requirements:
    • Bachelor's degree in finance, business, or in a related field.
    • A minimum of 2 years’ experience in a similar role.
    • Proficiency in loan servicing software.
    • In-depth knowledge of loan policies and lending procedures.
    • Experience in advising loan applicants and assessing loan applications.
    • Extensive experience in reviewing financial information.
    • Advanced ability to negotiate payment plans and report delinquency. Excellent organizational and communication skills.
    • Goal oriented.
    Additional Responsibilities:
    • Develop and service consumer loans including auto, residential mortgage loans, and unsecured personal loans.
    • Meet with loan applicants to determine financing needs to offer appropriate loan products and repayment agreements.
    • Other duties as assigned.
    Bradford National Bank is an Equal Opportunity Employer. Member FDIC, Equal Housing Lender.